Most of us are reading about the credit crunch that is coming. For the most part, this only pertains to a small segment of the market…mostly sub-prime individuals (meaning less than good credit individuals, not less than the Prime rate borrowers). For the businesses that are credit worthy, there is plenty of credit available at very attractive rates. Is your company credit worthy? Well generally, good credit companies have a history of positive cash flow and earnings (although some fluctuation is understandable depending on the industry), and the company has built a strong net worth relative to liabilities. The Liabilities to Tangible Net Worth ratio is looked at by many commercial bankers as a strong indicator of a companies long term financial health.

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Reverse Mortgages often fit a need in the Senior Community.  Metro Mortgage is now offering this service to everyone.  Reverse Mortgages often are the answer for Seniors who are running out of cash, or have limited financial resources.  A reverse mortgage can help an elderly parent or relative live their life independantly, not having to rely on their family or children for financial help.  If anyone in your family or circle of friends is looking for this type of loan Metro Mortgage can help.  Please contact Edie Jerome, President at 847 776 8070 or by email at idoloans13@ameritech.net or through her website www.metromtgservices.com.